I want to borrow

How can I get 1000 pound loans instant with no credit check?

Getting a pound 1000 loan with no credit check from a direct lender is not possible since it is against the authorised lending norms. A credit check is a mandatory process that every lender has to follow.

Analysing the credit history of the borrowers allows the lender to offer affordable loan deals, which are manageable for everyone. As a borrower, you cannot get funds more than your actual financial capacity.

Figuralloans is a responsible private lender in the UK and performs a mandatory credit check. Still, we do not deny the loan applications of the borrowers, unlike the traditional lenders. The past credit is not the criterion for the loan approval, as we approve the applications on borrowers’ income status.

It means we are flexible to our lending norms, and you have maximum loan approval chances with us.

A no credit check can be a possibility

Yes, we may consider your application with no credit check, if:

  • You are applying for the loans for the first time;
  • Your recent financial commitments are accurate and without any flaws.

As our borrower, you should remember that we are firm in our flexible lending approach. You can expect borrower-friendly loan deals, which are affordable and manageable to your pocket.

What are the criteria to get a £1000 loan?

At Figuralloans, borrowers have many things to feel borrowing easier. One of those is easy eligibility criteria to get a 1000 pound loan for bad credit and no guarantor.

  • Full-time or part-time earning

We have already informed you that we approve loan applications on your income basis. It means you can get instant loan approval if you earn a minimum of £700 as the full-time earning. You may have relaxation in the interest rates in such a scenario.

Are you earning less than £700? Do you only have part-time income? If yes, then you still do not need to worry about it. We can consider your application if your part-time income is at least £300.

  • An active bank account

We need an active bank account from our borrowers. However, we need this for pure purposes, such as:-

  • To transfer the borrowed amount;
  • To verify your income;
  • To offer you automatic deduction option of monthly instalment and not to miss any repayment

You still do not have to worry if you have not opened a bank account. We have a doorstep loan service to allow the benefit of a 1000 pound loan with no guarantor.

Can I borrow money instant?

Yes, we give you every chance to get a 1000 pound loan today. It becomes practical through our digital lending platform that has simple steps to follow.

Sit online and start filling an online application form. The form has only simple details to mention, and we vouch for keeping safe your personal data. We need them as the formality and for a small analysis of your loan application.

Once everything is fine, we approve your application within 15 minutes, followed by a quick fund disbursal.

Tips to get instant 1000 pound loan over 12 months

  • Apply early in the week;
  • Apply early in the day;
  • Follow the loan procedure sincerely;
  • Sit where you have a good internet connection;
  • Keep everything ready, like income proof.

Getting the funds early does not mean that you can borrow more than your income capacity. As the responsible direct lender, we take care of this and offer only affordable loan deals.

Our 100% online procedure does every favour to you in getting timely financial assistance. Therefore, you do not need any broker to approach us. Instead, come directly to get the benefits of direct loans.

1000 loans - borrow 1000 pounds within 15 minutes

Small loans in the UK are becoming popular among borrowers. They realise that getting quick cash access is within their reach, and they can use it to eradicate the aftermath of a financial emergency.

With analysing this thing in mind, we, among the responsible direct lenders in the UK, have come up with £1000 loan on flexible interest rates and repayment terms.

We have brought the bespoke deal on these short-term loans based on the doctrines of planned and affordable borrowing. You can apply for the certain borrowed amount between £1000 and £5000 after doing a perusal of your capacity to make the repayments during the entire loan term.

Key Features of applying for £1000 loan in the UK from a direct lender:

1000 pound loan


How much you can borrow

£1000 and £5000

What is the £1000 loan term?

1 Month to 24 Months

Is 1000 pound loan an unsecured loan?

Yes, Unsecured Short-Term Loan

Can I apply for £1000 with poor credit?

Yes, you can apply

I have no job, can i get £1000 loan?

Yes, you are eligible

Can I avail 1000 pounds on benefits?

Yes, we offer £1000 loans on benefits

What are the benefits of 1000 loans?

Financial assistance is available for both short-term and long-term goals. As far as small financial goals are concerned, online loans have a variety of options for the borrowers. 1000 pound loan is indeed one of them providing significant help for needy people.

As compare to the traditional lenders, the online lenders in the UK offer distinct advantages of £1000 loan in which some of them are mentioned below:

  • Straightforward Online application : The best thing about these small cash loans is that they are available online, and the procedure is simple and straightforward. You have to come across only a few steps and wait for a few minutes to get our nod to your loan application.

  • Apply through a text message: Does a financial emergency disturb your overall balance? Not to worry because you can use your Smartphone and send us a text message to get 1000 pounds.

  • Same day funding is for sure: When you can apply for loans online or through a text, you can feel relieved with getting same day loans up to 1000 pounds. Yes, we do everything within a few minutes to bring quick funding access during a financial emergency.

How to get pound 1000 loan with bad credit?

The direct lenders in the UK are committed to offering £1000 loan for bad credit with soft credit check. It opens up the much-needed opportunity for those having denied from loans by the banks. They struggled to get credit and come out from the financial issues.

We accept the borrowers with poor credit ratings due to multiple reasons, such as:

  • Loan acceptance should be based on current financial performance, not the past one

  • Lending facility should be equal to everyone irrespective of individual credit score

  • Sometimes bad credit is not the fault of the borrowers rather situations bring their names into this category

  • A chance of borrowing should be given to those who have the zeal of getting better their credit scores.

  • Guiding borrowers with low credit ratings so that they can make the repayments on time and enhance their overall credit profile.

1000 pound loan for bad credit from a direct lender is there, but we do provide these high-interest loans based on the borrowers’ affordability.

£1000 loans for bad credit with no guarantor

The flexible approach towards the borrowers with bad credit ratings allows them to apply with no guarantor too. If you want pound 1000 loan for bad credit with no guarantor from a direct lender, then we have the exclusive loan deals for you.

Since the loans are on the affordability of the borrowers, we are sure that you will afford the rates and the repayment throughout the loan period. There is no need to have a guarantor, as it is only waste your time.

Remember, we always suggest you apply for only that borrowed amount, which you can repay later. If you are in doubt of your income capacity, you can either ask for a smaller amount less than £1000 or arrange a guarantor with good credit history. In case you have a guarantor, we can guarantee 1000 loan on low interest rates.

Can I get emergency £1000 loan with no credit check?

You might be over-enthusiastic to get 1000 pound loan with no credit check from a direct lender especially when you are struggling with the bad credit scores. Figuralloans, as the responsible direct lender in the UK, follow all the norms prescribed by the authority.

We believe in genuine lending procedures where a credit check is mandatory. We do affordability check of our borrowers before signing e-loan contact irrespective of whatever the amount is requested to borrow.

At here, however, we do soft credit check that has no harsh impact on to your credit file. We check credit score only to know whether the particular borrower is eligible or not to repay the specific amount.

Once we are assured that you can afford the particular loan, we vouch for offering you the reasonable interest rates.


Why apply for Figuralloans 1000 pound loan?

The financial emergency causes a diversity of obstacles into your progress. Seeking the help of the online loans gives you an advantage of guaranteed and quick fund disbursal to tackle the aftermaths of that urgency.

Here what you can get by applying for £1000 loan over 12 months at Figuralloans:

  • Immediate funding for money concerns : The short-term loans always target to the urgent monetary concerns, and that is why they are flexible than their long-term counterparts. Available online, you can apply with a relaxed mind and get the approval on the same day.

  • Easy monthly instalments to pay: Once you utilise the borrowed sum, it is the time to repay the loans, and we give you affordable terms to follow. You can take out monthly instalment from your income and make the loan repayments on time.

  • Loans at home : We provide every comfort to our prospective borrowers. We have brought lending at their doorstep and provide cash at the door for unemployed, physically handicapped or those with no bank account.

We suggest you to use £1000 loan calculator to get the deal according to your financial capacity. Once you have done, come here to apply for a 1000 loan and get the approval within the next 30 minutes.

£1000 loans FAQs

Does Figuralloans allow borrowing more or less than £1000?

Yes, you can borrow more or less than 1000 pounds with Figuralloans. However, we suggest you apply for at least £1000 so that you can fulfil all your urgent needs. At the same time, you make sure that you not to borrow more than you require.

What are the repayment terms accessible on 1000 pound loan?

At Figuralloans, we offer you the repayment term from 3 months to 24 months. You can choose what the term is suitable for you so that you can make all the instalments within the prescribed schedule.

Should I apply for 1000 pounds for any financial purpose?

There is no compulsion of using 1000 loans for any specific purpose. We give you the fast loan approval and the same day fund transfer to accomplish you need for any intention.

How do I access my loan affordability before borrowing?

You can access your loan affordability to borrow 1000 pounds through these pointers:-

  • Analysing the interest rates of an offered loan deal carefully
  • Repayment period that the lender is offering
  • Check is there any late repayment charges
  • Ask lender whether there is the upfront charge or not

Will my credit score determine 1000 pounds loan offer?

Figuralloans does have an approval rate of 98.5% for all the borrowers and irrespective of bad credit scores. However, we do check their credit scores to judge their affordability. Therefore, their credit scores do not matter a lot while borrowing 1000 pounds.