When and How to Refinance a Personal Loan? 

When and How to Refinance a Personal Loan? 

You may be thinking of refinancing your personal loan to fetch low interest rates and reduce your liabilities. However, there are drawbacks too. It may affect your credit score, and choosing a longer term may increase the interest liabilities even more. It lowers your monthly repayments, but eventually you pay …

Top 5 Reasons Why Women Should Be Financially Selfish  

Top 5 Reasons Why Women Should Be Financially Selfish  

As a woman, you always think of others in the first place. You give up your career, comfort and all things that ultimately give you a sense of security. However, the time has changed. Women these days have finally realised that they need to have their own money. It is …

Top 8 Types of Business Loans That Can Help Your Cash Flow  

Top 8 Types of Business Loans That Can Help Your Cash Flow  

Businesses are always in constant need of smooth cash flow. If you own a business, you know how important it is to have sufficient funds. This is why a number of loan types are available. Any kind of financial emergency may appear. If you know about the available options, there …

What are the Pros and Cons of Personal Loans?

What are the Pros and Cons of Personal Loans?

What do you do when you fall short of cash? You either call up your friend or seek an instant personal loan. The latter one is the quickest and most convenient way to get money when you need it.  You may use a personal loan to cover an urgent health …

Personal Loan vs Line of Credit: What is Better?

Personal Loan vs Line of Credit: What is Better?

In the presence of multiple financial products, it is always a struggle to choose the most suitable one.  However, to be rational, all financial products are useful in some or other way. You just need to choose the one that matches your circumstances. Personal loans and a Line of credit …