The privacy policy describes how “we/our/us” (Figuralloans) protect your personal information that you (“user”) provide to www.Figuralloans.com or any of its products or services page. You are entitled to know how we process your personal information, which can further help you decide whether you want to give it to the Site so we can provide you with the product or services you need.
How do we collect information?
When you fill up an application form to buy any of our financial products or services, we receive your information and we store it. You may opt for not providing some information, but then you will not be able to access all features provided by the Site.
We will not be able to have your personal information if you do not fill up the application form to buy our financial products or services, but our servers will use your non-personal information as soon as you visit our Site. Such information includes but not limited to the IP address of the device you used to visit our Site, browser version, operating system type, our web pages you visited, the web pages you visited before landing our Site, and time spent on our each web page.
How do we use collected information?
We must use your information ethically and lawfully. We will use information that we collect from you whether personal or non-personal to personalise your experience, improve our customer service, send notifications on your mail ids, and give updates about our financial products or services.
We will not use your personal or non-personal information for any purpose that hinders your privacy. We collect non-personal information only to identify potential threat or abuse.
We collect data that we need to provide you with a financial product or service you require. Under most of the circumstances, we will be processing the following information:
- Information you mentioned in the application form at the time of buying a financial product or service like your name, age, address, income, and the like.
- Information from your credit report provided by credit reference agencies
- Additional information that we may need while processing your application and evaluating your financial circumstances.
- Other information like your bank name, bank account number, etc.
Data breach
We will treat your information fairly and make sure that it is not compromised. If we get to know that the security of the Site and your stored personal information has been compromised or disclosed to a third party as a result of security attack or fraudulent attempts, we reserve the right to take an immediate action that includes but not limited to investigation and reporting to law enforcement authorities. We will also notify you in case we find that there can be a reasonable harm to you due to the breach of data. We will report you about it through an email.
We regularly review our privacy policy and therefore recommend you to read it periodically.