Doorstep Loans
- Funding Up to £700 (as per affordability )
- Same Day Approval
- Weekly or Monthly Repayment
- No Bank Account Needed
- Fast Loan Decision
I want to borrow
Doorstep loans are personal loans that allow you to receive funds at the door. Since you receive funds at your doorstep, they are also known as home collection loans, Door-to-door loans and Doorstep loans like provident with no credit check for provident personal credit.
One of the significant advantages is getting doorstep loans with no bank account in the UK. Representative visits borrowers' homes to collect the payments directly every week.
Whether your credit history is stellar or not, you can apply for these loans whenever you need funds to finance an unexpected expenditure
The application procedure is quite different from other small loans where the borrowers do not visit the lender, but the lender sends its representative to the borrowers’ home.
Initial application approval depends on your credit score. Before the representative calls you, a lender will always run a hard credit check to know your repayment history. Each time a lender checks your score, it leaves hard footprints on your credit report. As a result, you lose your credit score. Thus, the need for doorstep loans with no credit check comes into the picture. If you are applying at Figuralloans, you do not need to be afraid of losing your credit score despite the credit check.
Doorstep loans with no credit check can be misleading, as it is not possible. As a responsible direct lender in the UK, we provide doorstep loans with a soft credit check to protect your credit score. Here are some other features:
Compared to other lenders, Figuralloans offers doorstep loans at low interest rates and approves loan applications based on the primary factor, i.e. income.
We make all our possible efforts to ensure that you do not fall into debt. Hence, we carefully examine your income sources to offer affordable and responsible doorstep loans.
Struggling with the less-than-perfect-credit score? Do not worry because we bring bespoke offers to you. However, you need to keep a few things in mind, such as:
Doorstep loans for bad credit people are not expensive as long as you take them out only when you need for emergency purpose. Don't fall into deals advertising with cheap doorstep loans in the UK, as they may involve hidden fees later. Instead, opt for responsible borrowing only, like you get at Figuralloans.
We recommend creating a budget to cut down on expenses so that you have got some money left when the representative comes to collect funds.
Want to avail maximum gains from home collection loans? You will get with the following features:
No upfront fees: We do not add burden onto your loan preparation by imposing upfront charges. You only need to pay the interest rate that is mentioned in the initial loan quote. Don't worry about any surprising costs.
Qualified loan experts: Human interaction is essential to erase any doubt while applying for a loan. We have a team of qualified loan experts who offer personalised support and reassurance.
Same-day fund disbursal: The loan approval and funds transferred can happen within 24 hours if you submit an online application and early in the day.
Funds at your doorstep: We provide easy access to funds at your home, especially if you do not have a bank account or are struggling with poor credit scores.
Flexible repayment terms:
You can choose the term according to your income capacity. Additionally, we provide weekly, fortnightly, and monthly repayment schedules.
For any further information, our experts are available 24/7 and ready to offer fee-free advice to the borrowers seeking home credit loans.
There is no doubt that doorstep loans offer convenience and easy accessibility to funds. At the same time, these loans are expensive. Find here some of the potential risks and costs:
| Risk | Explanation | Solution |
| High interest rates | APRs can be very expensive, ranging from 150% to 1500%. | Apply for a doorstep loan only when no other option is available. |
| Total repayment cost | You may end up paying almost double the amount that you borrowed | Always do an affordability check to determine the ideal loan amount and term |
| Debt spiral | High cost may keep your finances tight, and you may have to repeat borrowing, which will increase your debts. | Never apply for a loan when you already have debts to clear. First, clear them, and then go for this loan option. |
| Limited borrowing amount | You can borrow up to £1000 | Use them only during financial emergencies |
Applying for the loans is easiest as you can. The word ‘Delay’ does not suit here. Instead, you get everything on an instant note. You do not need to go anywhere and accumulate documents, as you can perform the process by sitting in your living room with internet access. We are going to explain the doorstep loan procedure below that we practice:
Once the process completes, the agent provides cash to you on the spot
Gone are the days when we had fewer numbers of options to choose from in the name of loan options. Short-term loans are always in demand because small financial requirements are recurring. Thanks to the new aged market that is versatile now due to new lenders and more direct lending companies.
Borrowers today have doorstep loans alternative in the UK, and they can explore and exploit the current choices. To avoid the monopoly in the market of any one lender, such as doorstep loans like Greenwood and Provident , it is vital to give the borrowers their right to choose. Figuralloans is a direct lender and has the same loan options of doorstep loans, personal loans etc., through flexible deals.
Isn’t it great to see names on the screen to choose from the list of lenders? Well, there are a few reasons behind it that you should know for the purpose of financial literacy.
We follow flexible loan terms when it comes to repayment terms and acceptance of any credit scores. You can choose the loan term and mode (weekly or monthly) according to your income capacity and affordability. Similarly, these loans are income-based, so your poor credit history doesn't matter too much.
The conservative companies sometimes only make a commitment of a speedy process. But nowadays, new names have come to the market. They are not new in their existence but surely in approach. If they say they can offer instant loan approval, they actually do that.
Any borrower can borrow doorstep loans without paying any additional fee or upfront fee with a poor credit score. If an applicant has a strong repaying capacity, one can easily get the funds within 24 hours. It always happens in the case of bad credit doorstep loans.
Of course, it greatly benefits anyone struggling with an urgent need for funds. In most of the cases, people fail to understand or notice because they are in the wrong habit of going to monopolistic lenders only.
Yes, doorstep loans for unemployed are available that have been designed to finance your unforeseen expenses quickly. We know that no one wants to stay unemployed on purpose, and unfortunately, you have no control over layoffs. It is a painful situation. You are likely not to have enough savings to tide over.
How will you manage to meet expenses arising out of nowhere if you are strapped?
Doorstep loans 4 unemployed can help you finance small expenses even if you have lost the job recently. Please note that here unemployment means you do not have a full-time job. When our representatives visit your home, they will look over your income sources, which can be:
A part-time job
Rental income
Government benefits
Pension
Freelancing
When you apply for cash loans to your door for the unemployed situation, we want you to be completely honest about your financial status. Transparency will help us provide you with a bespoke loan deal. Our terms and conditions will be transparent and clear. We encourage you to clear your doubts or consult with the representative before you sign the agreement.
Use ‘Benefits’ as Repayment Source: These short-term loans are also offered, especially for those individuals, who are living on certain benefits, be it an unemployed or physical disability. Several lenders may not take an interest in providing doorstep loans on benefits. Figuralloans UK does accept the received benefits as the source of making repayments. We have no hesitation because our main concern is to give you every comfort in following the loan procedure.
Converse directly with the lender’s agent: If you have any doubt whether a particular benefit that you are receiving will work as a repayment source or not, you can freely discuss with the agent on the spot. He will thoroughly guide you and help in getting the guaranteed approval.
Keep your credit score on the right track: While living on benefits, you might have a bad credit score because of limited earning sources. As we are ready to accept repayments through the benefits granted to you, it will create an opportunity to up your credit rating and generate more funding opportunities.
We can assure you the best we can offer in terms of financing your needs. With bespoke offers of our doorstep loans like provident and Greenwood, we have taken care of your comfort where we send the representative to your home to process everything. We have formed a new path for ourselves and created a separate benchmark of doorstep lending.
Over the years, the numbers of our borrowers have increased a lot, and the main reason is:
We have added several unique features like no guarantor that further make it easier for the borrowers to have the benefit of instant doorstep loans.
Unemployment or bad credit score is just the temporary problem. We have trust in our borrowers that they will come out from it. We feel pleased to be part of their financial progress. Reasons can be anything to go ahead towards the funding options. Thus, we are inviting you to apply for our doorstep loans today and get an early peace of mind.
Find Below your city in our list for a doorstep loan. If your city is not listed here, then type in Google or Bing search engine “doorstep loan near me.”
How soon can I get approval on urgent doorstep loan?
Is it possible to get a doorstep loan on the same day?
Are doorstep loans available for bad credit people?
Are doorstep loans available with no credit check?
What if I want to repay my doorstep loan early?