How it works

Welcome to Figuralloans! We are here to cater to your financial needs

Here, we intend to elaborate on the simplicity of our lending pursuit. Borrowing happens for different reasons, which can be trivial or big. Using our lending assistance, you can apply for short-term loans to meet any sudden cash crunch.

Regardless of what your credit report unveils, we will try to deliver an appropriate funding solution to you. A straightforward procedure backs our lending approach. We have put together simple steps that are less time-consuming.

We look through your application to offer a loan deal suitable for your financial pattern. Enjoy quick disbursal of loans, which often come as same-day funding. You can get a personalised loan offer from us that fit your affordability.

What does that mean? You can review the interest rates and adjust the loan amount along with the repayment term. This simple step should precede the application procedure.

Side by side, you can get an idea of the time to get funded from us. Fulfilling the eligibility is vital so that you get a favourable outcome. Figuring out which loan at which amount will suit you is going to be effortless with us.

You would need one device, like a smartphone or a laptop, to navigate our website. Our digitised application procedure saves you time. What are you waiting for to take pleasure in our competitive pricing feature?

A quick tour of the steps that encompass our lending operations is here

Step 1: Get clarity about the loan amount

Before heading to our onepage application form, calculate the loan amount. Educate yourself about your current financial condition. It will help in defining your current necessities.

Therefore, do not choose the loan amount based on simple guesswork. Analyse your financial circumstances to find the right combination of loan amount, terms and interest rates. It should complement your affordability.

Step 2: Apply online with the least effort

Since you can fetch the loan form online, you can fill it out online. We have curated a simple form that only needs fewer details. You must correctly include information like name, address, email ID, and phone number in the application.

The form may even enquire about your date of birth to confirm your age. Without this, we are prone towards an instant text loan on decision. Heavy documentation is avoidable as we might need only scanned copies of proof ofincome.

Step 3: On-the-spot decision

Following the submission of your application, we run a few quick checks. These are to validate the possibility of loan payments. We do not take longer to see through your application, which should reveal the correct information.

Once confident about your affordability, we do not linger in the process further. Thus, you can even receive a loan on the same day after approval. We will make it a point to transfer funds as soon as you get acceptance from us before 10 pm.

Otherwise, you can obtain the loan money the very next day without delay.

Step 4: Repay through affordable payments

The last step that completes the process is repayment. We allow you to pay loans back in small amounts, and you must take advantage of this feature. Keep your monthly payments affordable by sticking to a favourable amount backed by a suitable tenure.

There is no need to pay us extra fees for this reason. Make sure to repay the necessary amount without fail.

Should you wish to know more about the various aspects of our lending?Pay a visit to our FAQ page.