As the festive season approaches, many households across the UK face a harsh reality. Not having sufficient savings due to cost-of-living pressures makes one more likely to rely on loans and credit cards. According to research, around 14 million people wish to use credit to fund their celebrations this year. …
Emma Anderson
5 Top Tips to Improve Your Credit Score in 2025
Your credit score is the backbone of your personal finances. It is the first introduction to how responsible you behave in daily bills and debt payments. Year 2025 is special, like all previous years, because this year too, you have many life goals and financial targets. In fact, as the …
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What Is A Debt Consolidation Loan? How Does It Work?
Multiple debts are a common issue in the modern era, with lots of financial challenges. Personal loan, car loan, medical loan, credit card, bad credit loan, etc., so many debts make space in your life. As a result, your finances suffocate, and you become a victim of multiple debts. Consolidating …
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What are the Alternative Loans like Provident? How Do These Work?
Doorstep loans are still popular in the UK, especially in certain parts of the country with low-income demography. However, these loans are known to be expensive loans. Still, people demand them for multiple reasons. Provident Financial was among the major providers of these loans. But this created a monopoly, leaving …
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What is a Personal Loan? How Does It Work
Personal loans can be used for almost any purpose. This makes them perfect for every life situation. Many lenders offer online applications that take just minutes to complete. You can often get approved the same day without mountains of paperwork. Some people even see money in their accounts within 24 …
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