Usually, self-employed or part-time workers struggle to get a loan. It is due to inconsistent earnings and financial profile. Around 76% of gig workers find it challenging to get a loan, especially a mortgage. It is despite being able to afford the repayments. It thus raises concern: “Can I get …
A series of events keeps your pockets busy this December. You need to save for Christmas bills, New Year’s, Taxes, and usual expenses. Moreover, price hikes like energy prices rising by 6.4% by April 1, and the Bank of England cutting interest rates from 4.74% to 4%. Thus, it is …
Continue reading “Key Dates to Balance Fun and Finances in 2026”
Rising costs and shifting job markets demand smarter choices with your cash. You should have solutions that perform better when it comes to money. Loans now surpass cards, with people using them for major spending requirements. They are less expensive and overall put your budget in a straight line. The …
Continue reading “Loan vs. Credit Card: Which One is Better for Managing Expenses in 2026”
As the festive season approaches, many households across the UK face a harsh reality. Not having sufficient savings due to cost-of-living pressures makes one more likely to rely on loans and credit cards. According to research, around 14 million people wish to use credit to fund their celebrations this year. …
Your credit score is the backbone of your personal finances. It is the first introduction to how responsible you behave in daily bills and debt payments. Year 2025 is special, like all previous years, because this year too, you have many life goals and financial targets. In fact, as the …
Continue reading “5 Top Tips to Improve Your Credit Score in 2025”